We've built you a briefcase full of specialist advisers — accountants, solicitors, FX experts, tax planners — all working together, and none of them billing you by the hour.
When you instruct a solicitor or accountant for something like this, you're essentially paying for three things:
Of the law, tax thresholds, Spanish compliance deadlines, and the UK–Spain Double Taxation Agreement.
Applying that knowledge to your specific situation — at £250–£400 per hour.
Someone to blame if it goes wrong. Bills of £3,000–£8,000+ are normal for a cross-border disposal like this.
Six specialist advisers, each trained on your exact situation — Los Romeros Limited, Philip & Beryl Harrison, and the Lanzarote property sale. Hover over each one to see them light up.
Tracks every Spanish tax deadline — the 3% buyer's retention (€9,600 withheld at the Notary), the Modelo 210 filing within 3 months of sale, the Plusvalía municipal tax, and the AEAT refund timeline. Produces a dated checklist for everything.
Calculates exactly what UK Corporation Tax and CGT is owed. Applies the Spain-UK Double Taxation Agreement so you're not taxed twice on the same gain. Models the best way to extract the money from Los Romeros Limited — dividend vs capital distribution.
Runs Inheritance Tax scenarios — how much of the estate passes free of IHT under the Nil-Rate Band and Residence Nil-Rate Band, what gifting strategies could reduce the bill, and exactly how the £320,000 affects Philip & Beryl's overall estate position.
Warns against using Barclays or HSBC (which would cost €6,400–€12,800 in unnecessary spread on €320,000) and recommends FCA-regulated specialist brokers like Currencies Direct or TorFX. Also advises on locking in a forward contract on the AEAT refund.
Guides the Members' Voluntary Liquidation — the tax-efficient way to close Los Romeros Limited and get the cash into Philip & Beryl's hands as a capital distribution (taxed at 18-24% CGT) rather than a dividend (taxed at up to 39.35% income tax).
Advises on Wills, trusts, and estate planning once the cash lands in the UK. STEP-registered specialist — covers lasting powers of attorney, trust structures, and ensuring the estate transfer is as clean and tax-efficient as possible for the next generation.
The actual company documents from Companies House, the accounts, the certificates of incorporation — they're all stored in this workspace. The AI advisers can read them, cross-reference them, and give advice that's already personalised to Los Romeros Limited, Philip and Beryl's situation, and the Lanzarote property.
"This doesn't replace a professional's signature on a legal document. What it does is make sure you walk into any lawyer or accountant's office already knowing what they should be doing, why they're doing it, and whether their bill is reasonable."
A well-prepared client with clear, targeted questions takes 2–3 hours of a professional's time instead of 10–15. Here's what that means in real money: